

Helcim also integrates with dozens of popular accounting software, billing systems and shopping carts, and sells card readers that work on nearly any device.Ī Helcim account takes only minutes to set up and payouts are available in one to two days. Helcim offers a ton of flexibility to both online and brick-and-mortar merchants with a variety of built-in tools, including a POS, online store, customer relationship manager (CRM) and even an online food ordering tool. The company also offers monthly volume discounts so that businesses that process more each month will pay less per transaction. Launched in 2006, Helcim offers flat-rate credit card processing fees with no setup, monthly or cancellation fees. Small businesses that want to take a variety of credit card and mobile wallet payments. Stripe also offers 24/7 email, chat and phone support. Payouts are typically available within two days but you can also choose instant payouts for an additional 1% ($0.50 minimum).

The company also offers its own credit card readers that integrate with popular e-commerce and accounting software, including Shopify, WooCommerce and Xero. Stripe also lets merchants accept payments or recurring charges with ACH debit, ACH credit or wire transfers for an 0.8% fee (capped at $5). Stripe outshines its competitors in terms of online payments since it accepts all types of mobile wallets, including Apple Pay and Google Pay and popular international wallets like Alipay and WeChat Pay. Keyed-in payments: 2.9% + $0.30 per transaction.In-person payments: 2.7% + $0.05 per transaction.

Like Square, Stripe uses a flat-rate fee structure but with slightly lower rates per transaction for in-person and keyed-in credit card payments.

Businesses that have a large volume of credit card transactions.įounded in 2011, just two years after Square, Stripe quickly became the go-to payment processor for online merchants. The company also offers a variety of terminals, credit card readers and POS systems with customer support available 24/7. Payment Depot doesn’t charge any cancellation or hidden fees and also provides access to funds within 24 to 48 hours. This fixed rather than percentage fee pricing can save businesses that process high volumes of credit card transactions each month a significant amount of money.
TRANSACTION PROCESSING SYSTEM COMPANIES PLUS
You also pay a low $0.07 to $0.15 per transaction plus the interchange rate. Payment Depot charges a flat $79 to $99 per month (Enterprise membership starts at $199) with a monthly transaction limit of $25,000 to over $300,000 depending on the plan you choose. You’ll only need to pay a flat fee per transaction, plus the interchange rate, regardless of the transaction type. Unlike other payment processors which take a percentage of each transaction, Payment Depot uses a subscription pricing model based on your monthly transaction volume. Small businesses looking for fast and easy set up and payment processing. The company offers a variety of online video tutorials and live phone support Monday through Friday from 8 a.m. Square also offers register and payment hardware for retailers, restaurants and more to help businesses scale and grow, as well as loyalty, appointment scheduling and inventory software.
TRANSACTION PROCESSING SYSTEM COMPANIES SOFTWARE
The company offers a free mobile credit card reader that plugs into any smartphone or tablet and free point-of-sale (POS) software so you can begin taking mobile credit card payments in minutes. Square made a name for itself in 2009 by offering small businesses an easy-to-use, all-in-one credit card processing system.
